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Terms and Conditions

Last updated: March 22, 2026

1. Agreement to Terms

By accessing or using the PremiaOps website and services ("Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not access or use the Services.

2. Description of Services

PremiaOps provides an insurance financial operations platform for exception resolution and settlement coordination. The Services include the PremiaOps website, application, and related tools and features. The Services are currently in an early-access phase and may change without notice.

3. Eligibility

You must be at least 18 years old and have the legal authority to enter into these Terms on behalf of yourself or the organization you represent. By using the Services, you represent and warrant that you meet these requirements.

4. Account and Registration

Certain features of the Services may require you to register for an account or submit information through forms on our website. You agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of any account credentials.

5. Acceptable Use

You agree not to:

  • Use the Services for any unlawful purpose or in violation of any applicable law or regulation
  • Attempt to gain unauthorized access to any part of the Services or related systems
  • Interfere with or disrupt the integrity or performance of the Services
  • Reproduce, duplicate, copy, sell, or resell any portion of the Services without express written permission
  • Submit false, misleading, or inaccurate information through the Services

6. Intellectual Property

The Services, including all content, features, functionality, software, text, graphics, logos, and trademarks, are owned by PremiaOps or its licensors and are protected by copyright, trademark, and other intellectual property laws. Nothing in these Terms grants you any right, title, or interest in the Services except for the limited right to use the Services as described herein.

7. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. PREMIAOPS DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, PREMIAOPS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.

9. Indemnification

You agree to indemnify, defend, and hold harmless PremiaOps and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the Services or violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by updating the "Last updated" date at the top of this page. Your continued use of the Services after any changes constitutes your acceptance of the updated Terms.

11. Termination

We may terminate or suspend your access to the Services at any time, with or without cause or notice. Upon termination, your right to use the Services will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which PremiaOps is incorporated, without regard to its conflict of law provisions.

13. Contact

If you have any questions about these Terms, please contact us at legal@premiaops.com.